Fixed Deposit

Terms & Condition

  • Minimum fix deposit amount will be Rs.1000/- and further in multiple of Rs.1000/-only.
  • Rate of interest will be calculated on yearly compound base.
  • No TDS deducted on interest paid by Symbiosis Capital Nidhilimited on deposit Amount .Secured Loan Facility
  • After six months of deposit date 60% secured loan will be paid on deposit amount.
  • After one year & above 75% loan will be paid on deposit amount.
  • After three year & above 100% loan will be paid on deposit amount.
  • Rate of interest on secured loan will be charged@2.00% monthly compound.

Pre-maturity Facility

On 12 Months FD No Pre-Maturity

S.No. Minimun Investment Amount Tenure in Month Maturity Pre-Maturity
Interest Rate % Maturity Amount Lock in Peried Interest After Lock
1 1000 12 11.0 1110 NA NA
2 1000 24 11.5 1243 12 3
3 1000 36 12.0 1405 24 6
4 1000 48 12.0 1574 24 6
5 1000 60 12.5 1802 36 7

On 24 Months FD After 12 Months one can go for pre-maturity in that case only rate of interest @3 % will be applicable.
On 36/48 Months FD After 24 Months one can go for pre-maturity in that case only rate of interest @6 % will be applicable.
On 60 Months & Above FD After 36 Months one can go for pre-maturity in that case only rate of interest @7 % will be applicable.